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Looking to sell your house fast for cash? Homes in Florida sold for a staggering 20.6% more than a year ago. With the current frenzy in the real estate market, it’s never been a better time to sell your home.

To help you decide the best way to sell your home, we’ve rounded up everything you need to know about selling your house for cash. From what a cash offer is to how the process works, we’ll go over all the differences between a cash sale and selling on the traditional market.

Let’s jump in and see if selling your home for cash is the right move for you.

What is a Cash Offer?

When you bought your home, you likely bought it using a mortgage or traditional financing. A cash offer is when someone offers to buy your home in all cash. This offer may come from an individual buyer or a cash home buying company.

A cash offer means the people buying your home don’t need a mortgage to do so. This means they don’t need to take out a loan from a bank or online lender in order to buy your home. Instead of the mortgage company giving the money to buy you are home, you’re given the money in cash.

How Does Selling Your House to a Company Work?

When you sell your home to a home buying company, you don’t have to sell to an individual buyer. This means no realtors, no fees, no mortgage companies, and far fewer hassles. To start, your property is evaluated at no cost to you.

Next, you’re given an offer for your home. If you choose to accept the offer, you’ll receive the cash for your home. You’ll have a closing, and the title will transfer just as you would with a traditional sale.

If you still have a mortgage on your home, you can wire the money to your mortgage company at the closing. Any remaining funds get transferred to your bank account as cash. There’s no mortgage company or financing to wait for.

After the closing, your house is sold and you can start your next chapter. Before accepting the offer, you’ll agree upon a closing date and can start the process of moving out. When you need to sell your home fast, this is a seamless option that gives you a ton of flexibility.

Why Sell Your Home Fast?

When you sell your home to a traditional buyer, you may have to wait anywhere from 30 to 60 days before you close. You don’t always have months to wait if you need to sell your home fast.

There are several reasons why someone would need to sell their home fast.

For some people, you need access to cash quickly. You may have another home you’re ready to purchase or you may need to move by a certain date. This could be for medical reasons, family reasons, or for a career change.

If time is an issue for selling your house, consider a cash offer. There aren’t any financing hoops to jump through and you can sell your home as-is. There’s no need to fix it up, clean it, market it, host open houses, and wait for that perfect buyer.

How Does Selling Your House for Cash Differ from a Traditional Sale?

There are so many ways to sell a house without a realtor and a traditional bank. A cash offer will differ quite a bit from a traditional sale. To start, selling your home for cash means the buyer isn’t using a mortgage company.

Without a mortgage company, you don’t have to worry about your house appraising, a buyer getting rejected by their lender, or having someone lose their funding. You’ll get a fair cash offer, and you know the offer stands.

With a traditional sale, a buyer will typically have an inspection and an appraisal. This is so the buyer knows what they are getting, and they can negotiate if need be. This process could cost you to lose the deal.

If their lender says the home isn’t appraising for what they are paying, the buyer has to pay the difference, or you’ll have to lower the sales price. If a buyer can’t pay or you don’t want to lower the price, the deal could fall through.

You Don’t Have to Pay Realtor Commissions and Fees

typical realtor fee in ranges from 4%-6%. That means whatever your house sells for is reduced by that percentage. Your sales profits are lowered to pay your realtor and the seller’s realtor.

In addition to real estate commission, you’ll also have to pay for closing fees. All the different fees and costs at closing will add up. This is where working without a relator and using a cash buyer will mean more money in your pocket.

With a cash offer, you’ll have more money to use for your next home. You’ll have more money to move, pay bills, save, or anything you need.

You Don’t Have to Show Your House

One of the hardest parts about selling your home traditionally is that you have to market your home. Marketing comes with showings, open houses, and tours. You’ll have to stage your house for photos, clean, and deal with countless people coming in and out.

With a cash offer, there’s no need to show your house to a bunch of strangers. You can skip the marketing, the open houses, and the tours. You never know if your home will sell in weeks or months.

If you have small children or pets, it’s almost impossible to show your home all the time. Consider how much coordination needs to happen. You’ll always need to keep your home in perfect shape, ready to show at any moment.

You’ll Save Money on Repairs

When you sell your house on the traditional market, you’ll likely want to make some small repairs to help it show better. From finally fixing that leaky sink to re-painting, there are a few updates that will help your home look its best.

If your home is in less than perfect shape, getting it ready to show can be costly. You could spend hundreds or even thousands making repairs and hiring professionals to fix your home. If you tried to do these updates yourself, this would also cost you a ton of time.

With an as-is cash sale, there’s no need to do anything to your home before you sell it. You can sell it as-is without making any changes. Consider how much money and time you’ll save.

When you sell your home for cash, as it is, there’s no need to do anything but move out. You don’t have to stress about marketing, how the pictures look, home tours, or making any repairs. You can focus on moving on to your next chapter.

There are No Mortgage Hoops to Jump Through

With a conventional mortgage, the home being bought has to pass a series of tests before the deal can go through. In addition to an appraisal, your buyers also have to get approved for their loan. They’ll need a down payment, income verification, a good credit score, and a whole host of other criteria.

At any point during the sale, a mortgage could fall through. After waiting months for a buyer to make an offer, there’s always a chance you could lose the buyer if they are paying with a mortgage.

You Can Sell Your House Fast

If you need to sell your house fast, a cash offer will help speed up the process. With a traditional buyer, a mortgage may take weeks or even months to finalize. In addition to the financing, you’re also waiting for that perfect buyer.

Imagine showing your home for weeks or months on end and then also needing to wait 90 days before you close. When you need to sell and get your money fast, you don’t have the time. This is where a cash offer will help.

With a cash offer from us, your home is sold quickly and without all the hassle. There are no showings, no open houses, no counter offers, and no time waiting for a mortgage company.

Sell Your House Fast for Cash Today

If you’re looking to sell your house fast for cash, you’ve come to the right place. From the time saved to the money in your pocket, the benefits of selling your house for cash are almost endless.

If you’re ready to start the process of selling your home for cash, fill out the contact form here. We’ll get in touch to set up a free home evaluation and kick-start the process.